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How to See a Doctor When You Don’t Have Health Insurance

Updated on September 19th, 2022

Save up to 88% on your medications

Everyone needs to see the doctor when they're sick. But getting medical care can be extremely expensive if you don't have insurance or your coverage isn't that great. If you're in this situation, have you ever wondered how to see a doctor when you don't have health insurance?

Thankfully, there are several options available. In this article, we'll discuss five top tips to see a doctor without insurance. We'll also show you how you can enjoy further savings on your prescription medications.

5 Top Ways to See a Doctor Without Health Insurance

You should never have to avoid going to the doctor just to save money. Take advantage of the following tips to have access to care even without insurance.

1. Direct Care Providers

You may see a health care provider for a fee even if you don't have health insurance.

Some clinics cater to the uninsured. They are known as concierge clinics, cash-only clinics, or direct care providers.

2. Walk-In Clinics

Walk-in clinics are a great option for minor issues, and they take cash payments if you don't have insurance. You will be able to see a doctor and be billed for the visit.

Make sure to ask What the costs are upfront. Some clinics are not as affordable as others, so you should be sure of the cost before you choose one.

Some clinics offer care at reduced or low rates, and others may help you apply for low-cost or free health insurance.

3. Community Health Clinics

Community health clinics are available in most cities in the US. These clinics provide some necessary care like vaccinations and preventive treatments at a lower cost than visiting a direct primary care provider.

Many of these clinics allow you to pay on a sliding scale based on your income. Some may even offer free services.

4. Hospital Emergency Rooms

You should call 911 or go to the hospital emergency room if you have an immediate medical emergency. They cannot refuse to treat you just because you don't have health insurance.

If you let the staff know you're uninsured, the billing department may arrange monthly payments or help you apply for lower-cost insurance like Medicare, if applicable.

5. Urgent Care

If you have time-sensitive medical needs or a non-urgent immediate emergency, urgent care centers are better than emergency rooms. They can often take direct payment and may be cheaper than a hospital visit.

These operate like a walk-in clinic for more serious concerns, including:

  • Sprains
  • Broken bones
  • Wounds that need stitches

Access Medications Without Health Insurance

Getting prescriptions filled at a pharmacy can also be very expensive when you don't have insurance. Thankfully, you can get a discount card from RxLess to help you save money on your medications.

Our free savings card is accepted by pharmacists and pharmacies nationwide, including Walgreens, CVS, and Rite Aid. Search for your medication today to begin saving money and improving your wellness.

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