Written and medically reviewed by Dorcas Morak, Pharm.D
Balancing the rising cost of prescription drugs and essential needs can be challenging, especially for the uninsured. If you're among the millions facing this dilemma, fret not! Here are five helpful ways to save on your prescriptions, possibly even beating out-of-pocket insurance copays.
Tip 1: Prescription Discount Coupons and Cards as your go-to Option Prescription discount coupons and cards found on RxLess are powerful game changers, offering insured and uninsured medication savings. Better yet, the RxLess Assurance Plan, powered by our real-time price finder, ensures you’ll never pay more than the price listed in our app. Surprisingly, these discounts can be a better cost-saving option than insurance copays, with potential savings reaching 88%! It is accepted at major pharmacies, including CVS, Rite Aid, and Walgreens. It even works for medications that insurance likely won’t cover such as vanity or lifestyle drugs:
- Erectile Dysfunction (ED): Viagra or Cialis.
- Alopecia & Baldness: Loniten and Proscar.
- Weight Management: Lomaira and Wegovy.
- Smoking Cessation: Wellbutrin and Chantix.
- Aging with Elegance: Vitamin E creams.
Tip 2: Consider generic medications as your financial lifesaver. Opting for generic medications is a savvy move to cut costs. Typically, brand-name drugs such as Adderall, Humalog, and Vyvanse carry a heftier price tag, but switching to generic versions can significantly lower your prescription expenses. Research suggests that generics fare just as effectively as their brand-name counterparts for chronic conditions like diabetes, high blood pressure, and depression. Therefore, don't hesitate to ask your doctor about prescribing generic alternatives to help keep your budget in check.
Tip 3: Consider filling a 90-day supply. Think long-term savings by filling a 90-day supply of your prescription. This strategy often results in a lower total cost than frequent smaller fills. Even if the drug and dosage remain the same, obtaining a new prescription for a 90-day supply could be your secret weapon against high medication costs.
Tip 4: Utilize Patient Assistance Programs. Explore Patient Assistance Programs, an option where government organizations, non-profits, and drug manufacturers join forces to alleviate medication costs. Eligibility is key, and the sign-up process is usually free. Whether online, over the phone, or through your doctor's assistance, these programs can be a valuable resource, offering financial relief based on your medical history and needs.
Tip 5: Explore Walmart's $4 prescription program. Walmart's $4 prescription program is budget-friendly, allowing you to fill prescriptions starting at just $4 for a 30-day supply. This program doesn't require a membership fee or insurance plan. However, be mindful of location-based pricing variations and restrictions, and that the list of covered drugs may change at any time without notice. Residents of North Dakota, for instance, may not be eligible. Considering these limitations, the discounts found on RxLess provide more consistent and unrestricted access to discounts on both brand and generic medications.
